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"Calculate how old you will be when your last child graduates from college. Today, the cost of college is daunting, especially if parents have more than one child to educate. Many families will discontinue contributions to their retirement plan, in order to pay these education costs. Some may actually withdraw monies from their plan to fund education. Will they have enough time after college to catch up with their retirement funding? Will they need to work beyond retirement age"?  
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